Workers Compensation Solutions
For more than 30 years, our independent agents at Morris & Templeton have provided detailed workers compensation insurance advice to business owners in Georgia and South Carolina.
Our work within the field allows us to provide answers to a wide range of questions you may have regarding your workers compensation needs:
- How are my workers compensation rates calculated? When writing a workers comp policy, insurance providers often review the experience rating of your business. This rating involves the number of accident claims filed by your business over a set period of time. We will help you understand your experience rating and how it may impact your rates. We also providecomplimentary risk management and loss prevention consulting in an effort to help reduce your exposure and keep your workers compensation rates low.
- What does a workers compensation policy cover? In the event that an employee falls ill or is injured during the course of their duties, a workers compensation policy provides financial compensation for that employee’s medical care, lost wages, retraining, temporary and permanent disability and other expenses.
- Is my business required to carry workers compensation coverage? Under Georgia and South Carolina law, employers are required to carry workers compensation coverage, although there are some exemptions. We will carefully review your business and offer advice on your unique coverage requirements.
Helpful Advice on Georgia and South Carolina Workers Comp Rates
Since your business is unlike any other, it is important that you receive the personalized guidance you need to understand your unique workers compensation requirements and the policies available to fit your needs. Our experienced agents take great care to examine your business and your future goals before gathering quotes for coverage that provides the protection you require.
Proudly Serving Georgia and South Carolina Business Owners
From offices in Atlanta and Savannah, we offer guidance to business owners throughout the area, including to those in Hinesville, Statesboro, Dublin, Macon, St Mary’s, as well as Bluffton, Beaufort and Hilton Head Island, SC.